Workers’ compensation insurance and risk management solutions that work

Helping businesses avoid accidents and protecting them when they do

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Comprehensive
Insurance Coverage

Value-added coverage for employers
and employees of mid-size
businesses and organizations.

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Proactive
Risk Prevention

Tailored risk inspection, analysis,
recommendations, and implementation designed to proactively address and
mitigate unique business risks.

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Progressive
Claims Management

Efficient and streamlined claims
handling that ensures timely support
for injured workers, prevents fraud,
and helps employees return to work
as quickly as possible.

Workers Compensation Insurance

What does workers' comp cover? Industry-specific plans that cover:

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Medical
expenses

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Lost
wages

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Rehabilitation
costs

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Disability
benefits

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Broad network
of providers

Risk Prevention

Strategic risk management to help prevent accidents including: 

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Risk inspection,
analysis, and
recommendation

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Employer education
and training

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Safety program
assistance

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Ergonomic, industrial
hygiene and occupational
health services

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On-demand
online resources

For self-insured businesses, we offer risk management as a standalone product on a fee-for-service basis through our partner, The Risk Solution.™

Claims Management

Efficient workers’ comp claims management and support from report to resolution:

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Fast and accurate
compensability
determinations

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Appropriate
medical
intervention

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Deliberate return-to-work program assistance 

Creating guidelines for
productive modified duty

Designing incremental steps to
release employees to full duty

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Post-claim
investigation
assistance

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Ongoing support
with filing a workers'
comp claim

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Corrective action
consultation

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Thorough
medical bill
review

Resources

NY Welcome Kit

Workers Compensation Welcome Package and Claims Kit for New York

NJ Welcome Kit

Workers Compensation Welcome Package and Claims Kit for New Jersey

PA Welcome Kit

Workers Compensation Welcome Package and Claims Kit for Pennsylvania

First Fill Information

Fast & Simple: Getting Your First Prescription Filled.

ClinicalCare24

Injured at Work Poster with Important Contact Information.

Employer Portal

Existing Client Employer Portal for Claims Management.

We work with businesses and organizations
in industries across the board

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Manufacturing

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Health Care
and Social Assistance

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Religious, Educational
Services, and
Nonprofits

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General
Business, Retail,
and Wholesale

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Food Services
and Hospitality

Our process works to provide insureds with peace of mind, knowing worker's compensation is expertly managed by a team focused on your success.

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1

Initial assessment

We thoroughly analyze your industry,
history, and logistical details.

2

Customized plan development

We build a customized workers’ comp insurance plan
to address specific risks and requirements and ensure
optimal protection for your workforce.

3

Risk management strategies

We implement proactive strategies to minimize
potential hazards, maintain a safer work environment,
and lower workers’ comp rates.

4

Claims handling and support

In the event of filing a workers’ comp claim, we ensure a
smooth and efficient process, managing all aspects of
claims handling, from initial reporting to resolution,
providing continuous support and clear communication to all
parties involved.

5

Continuous monitoring and adjustments

Your broker will continuously monitor your policy
to keep coverage up-to-date with any changes in
business operation or industry regulations.

6

Regular reviews and updates

We conduct regular reviews of workers comp
insurance plans so we can identify further opportunity.

Accidents are unpredictable,
our support isn’t.

Workers’ compensation insurance and risk management solutions that work for you — simple, smooth, and stress-free.

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